Québec law requires international students studying in Québec to have valid health insurance at all times. Polytechnique’s group insurance plan is therefore compulsory for all foreign students enrolled at the Polytechnique. As such, international students are automatically insured as soon as they register - contingent on the dates noted below.
For all new international students, coverage comes into effect once they arrive in Canada - but note, no earlier than August 15 for the Fall semester or December 15 for the Winter semester. If you plan to arrive earlier than either of these dates, we strongly recommend that you purchase private health insurance to cover the period between your arrival and the start of your insurance through Polytechnique. In the event that you chose not to have private health insurance, you will be liable for all fees related to your health care - which can in the case of hospitalization, can amount to thousands of dollars.
You will find all the information regarding your policy on this section of our website.
Students entitled to an exemption
If you are part of one of the categories mentionned below, and wish to be exempt from Polytechnique's health insurance, you will have to provide documentation upon arrival at the school. In some cases, you will need to obtain documents from your home country before leaving.
A.Students eligible for RAMQ
1. By virtue of a social security agreement between Québec and certain countries (Belgium, Denmark, Finland, France, Greece, Luxemburg, Norway, Portugal, Sweden and Romania)
2. By virtue of the position you or one of your parents holds within an international organization, which is recognized by the Québec governement
3. By virtue of the fact that you were selected by Québec and that your Permanent Residence application is being processed by IRCC
4. By virtue of your status as a dependent of your spouse or a parent who holds a Temporary Worker status in Québec
5. By virtue of your status as a student or trainee under an official scholarship program from the Ministère de l’Éducation et de l’Enseignement supérieur du Québec
B. Students who are beneficiairies of provincial or federal coverage
1. Students who are beneficiairies of public health coverage from another province
2. Students who are asylum seekers
3. Students who are recognized as refugees
C. Students who hold a scholarship that includes medical coverage
Scholarships from some international organizations include medical insurance. If you are the holder of such a scholarship, you will need to provide proof of coverage to the Polytechnique's Registrar's Office by the appropriate due date in order to be exempt from Polytechnique's insurance for international students.
D. Students who are holders of a Diplomatic card
E. Students in research-based programs who can write their thesis from abroad. You will need to provide proof to the Registrar's Office that you are not in Canada, such as plane tickets.
F. Students currently writing their thesis or dissertation from abroad. You must provide proof to the Registrar's Office that you are not in Canada (e.g. plane tickets).
G. Students in Canada with their family. Please read the family medical coverage page for more information.
social security agreements
As a result of intergovernmental agreements, students who are coming from Denmark, Finland, France, Luxemburg, Norway, Portugal and Sweden and who have health insurance coverage under these countries' social security may be eligible for coverage under the Régie de l’assurance maladie du Québec (Québec health insurance board — RAMQ) plan at no cost.
To benefit from RAMQ coverage, eligible students must obtain a document proving their enrollment to the social security coverage before leaving these countries. Students covered under the social security system who sojourn in but who are not citizens of these countries must refer to the authorities concerned to see whether they can receive a form.
After arriving in Canada and registering for the term, students need to register with RAMQ. Registration steps are available in this document (.pdf, in French)
The RAMQ does not cover prescription medication, except in the case of students from France and Belgium. For more information regarding services covered under the public health system in Québec, refer to the RAMQ website.
Deadlines for proof of exemption
Upon registration, the RAMQ will provide you with a document confirming your eligibility to the coverage until your insurance card is issued. You must present this document to the Polytechnique's Registrar's Office prior to the deadline, listed in the section below. If you do not provide a proof of exemption by these dates, you will be billed for Polytechnique's insurance for international students. If you obtain the proof of coverage after the deadline and that the date of the beginning of coverage is retroactive, your insurance fees will either be cancelled or reduced.
|Fall 2019||September 9|
|Winter 2020||January 21|
|Summer 2020||May 21|